Privacy Policy

BCAutoCredit.com is committed to maintaining the integrity, confidentiality, security, and accuracy of your Personal Information collected from our site BCAutoCredit.com in accordance with applicable privacy legislation and best industry practices. We collect personal information which means the information that you provide to us may include your email, name, and address, date of birth, and other contact information. This information is obtained solely for the purposes of helping you get approved for a car loan.

Consent

By submitting your Personal Information to us (BCAutoCredit.com) on the application, you acknowledge and consent to the collection, and/or disclosure of your Personal Information as set out in this Privacy Policy. By submitting your application you certify that the information you have provided herein is true and correct to the best of your knowledge. You also authorize the Banks(s), Finance Companies, Auto Dealer(s) and Partner(s) to conduct a personal investigation, and by submitting, you accept as notice in writing of and authorize the obtaining of any information required that may be relating to this application, from any source to whom the Banks(s), Finance Companies, Auto Dealer(s) and Partner(s) may apply and each source is authorized to provide the financial institution with information. In addition, you authorize the Banks(s), Finance Companies, Auto Dealer(s) and Partner(s) to disclose, in response to direct inquiries from any other lender or credit bureau, any information concerning your loan and account that the Banks(s), Finance Companies, Auto Dealer(s) and Partner(s) considers appropriate. If you do not consent to our collection, use, sale and/or disclosure of your Personal Information in accordance with this Privacy Policy, Please DO NOT SUBMIT your Personal Information to us. In the event that you do not provide your Personal Information as contemplated by the application, we may be unable to complete your request for credit services. In the event that you have already submitted your information to us prior to reading our Privacy Policy and wish to retract, edit or delete your information in our data base; please send us written notice to:DELETE ME at [email protected]

Location of Information

BCAutoCredit.com will store and process your Personal information in our offices located in BC, Canada adhering to all Provincial and Federal Privacy laws and policies.

Securing Your Information

BCAutoCredit.comwill employ reasonable security safeguards appropriate to the sensitivity of the Personal Information in our possession or under our control in order to protect that information from unauthorized access, collection, use, disclosure, modification or similar risks. Nevertheless, security risks cannot always be eliminated and we cannot guarantee that your Personal Information will not be used or disclosed in ways not otherwise described in this Privacy Policy.

Accessing Your Personal Information

You may request access to your Personal Information and information about our collection, use and disclosure of that information by sending your request via email to our Privacy Officer at the email address noted below. Subject to certain exceptions and limitations prescribed by applicable law, you will be given reasonable access to your personal information within a reasonable time, and will be entitled to challenge the accuracy and completeness of the information and to have it amended as appropriate. You can help us maintain the accuracy of your information by notifying us of any changes to your Personal Information by email.

Retention

Your Personal Information will be only retained for as long as it is required and or for the sole purpose for which it was collected. When Your Personal information is no longer required we will delete/destroy all information collected from you.

Sharing Information

BCAutoCredit.com may disclose, sell, trade or exchange your Personal Information to partner(s), financial institutions or motor vehicle dealerships with the intent to assist you in purchasing or financing a used or new vehicle. We may also sell or disclose your personal information to other persons or parties which offer products and or services directly or indirectly to the vehicle sales and or finance industry. Such services may include, credit re-building, credit repair and or insurance or insurances.

By accepting the terms of this Privacy Policy, you also consent to receiving electronic communications (e-mails), phone calls, voice messages or SMS text messages about additional products and services from us or any of our affiliates.

By providing us with your Personal Information, you consent to its disclosure and/or sale to one or more person or organization, any or all of which may conduct independent searches in relation to your Personal Information.

We will contractually require persons or organizations to which your Personal Information is sold or disclosed to use reasonable protection measures and to refrain from further disclosing your Personal Information without your consent, except as provided in this Privacy Policy.

You may withdraw your consent at any time, subject to contractual or legal obligations. Upon your request and where we have disclosed your Personal Information to other persons, we will notify such persons of the withdrawal of your consent. All withdrawals must be made in writing to: Withdrawls at: [email protected]

Cookies

Cookies – When an individual visitor accesses the BCAutoCredit.com, we may use a browser feature called a ‘cookie’ to collect information such as the type of Internet browser and operating system the visitor uses, the domain name of the website from which the visitor came, date and duration of the visit, number of visits, average time spent on our website, pages viewed and number of cookies accumulated. A cookie is a small text file containing a unique identification number that identifies the visitor’s browser, but not necessarily the visitor, to our computers each time our website is visited. Unless a visitor specifically informs us (e.g. by registering for an event or sending us correspondence from the website), we will not know who the individual visitors are. In addition to the identified purposes described in our Privacy Policy, we may use this website information and share it with other organizations with whom we have a commercial relationship to measure the use of our website, to improve the functionality and content of the website and to facilitate usage by a visitor. Visitors can reset their browsers either to notify them when they have received a cookie or refuse to accept cookies. However, if a visitor refuses to accept cookies, he or she may not be able to use some of the features available on our website

Privacy Policy Changes

BCAutoCredit.com reserves the right to modify or supplement this Privacy Policy at any time. If we make a change to this Privacy Policy, we will post such changes on our website and make such revised policy and changes available upon request to the BCAutoCredit.com Website and Privacy Officer. However, BCAutoCredit.com will obtain the necessary consents required under applicable privacy laws if it seeks to collect, use or disclose your Personal Information for purposes other than those to which consent has been obtained unless otherwise required or permitted by law. You should review the Privacy Policy and any updates prior to use of the site and ensure that you are familiar with the current Privacy Policy in effect.

Questions

If you have questions relating to this Privacy Policy or the retention or use of your Personal Information, or wish to withdraw consent to for us to use your Personal Information, please contact our Privacy Officer at: Att Privacy Officer at: [email protected]

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